Terms of Service

Last Updated: November 29, 2025

Please read these Terms of Service ("Terms," "Agreement") carefully before using RileyAI (the "Service," "Extension," "Platform") operated by RileyAI ("Company," "we," "us," or "our").

IMPORTANT DISCLAIMER - PLEASE READ CAREFULLY

RILEYAI IS NOT A REGISTERED INVESTMENT ADVISOR, BROKER-DEALER, OR FINANCIAL PLANNER.

RileyAI is an educational and informational tool ONLY. All content, analysis, and suggestions provided by RileyAI are for general informational and educational purposes only. Nothing provided by RileyAI constitutes financial advice, investment advice, trading advice, or any other sort of professional advice.

BY USING RILEYAI, YOU ACKNOWLEDGE THAT:

  • Trading and investing involve substantial risk of loss
  • You may lose some or all of your invested capital
  • Past performance is NOT indicative of future results
  • You are solely responsible for your own trading decisions
  • You should consult with a qualified financial professional before making investment decisions

1. Acceptance of Terms

By accessing or using RileyAI, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this service.

Your continued use of RileyAI constitutes your acceptance of these Terms and any updates or modifications we may make.

2. NOT FINANCIAL ADVICE

THIS IS THE MOST IMPORTANT SECTION OF THESE TERMS. PLEASE READ IT CAREFULLY.

2.1 Educational Purpose Only

RileyAI provides AI-powered market analysis and educational content for informational purposes only. The Service is designed to help users learn about trading concepts, market analysis techniques, and investment strategies. It is NOT designed to provide personalized financial advice.

2.2 No Investment Recommendations

Any analysis, commentary, or suggestions provided by RileyAI, including but not limited to:

Are for EDUCATIONAL PURPOSES ONLY and should NOT be construed as recommendations to buy, sell, or hold any security, cryptocurrency, or other financial instrument.

2.3 Not a Registered Advisor

RileyAI and its operators are NOT:

2.4 Consult Professionals

Before making any investment or trading decision, you should consult with a qualified financial advisor, tax professional, or other appropriate licensed professional who can evaluate your specific financial situation.

3. Assumption of Risk

3.1 Trading Risks

You acknowledge and agree that:

3.2 AI Limitations

You acknowledge that:

3.3 Your Responsibility

You acknowledge that:

4. Limitation of Liability

IMPORTANT - LIMITATION OF DAMAGES

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

  • RILEYAI'S TOTAL LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE SERVICE IN THE 12 MONTHS PRECEDING THE CLAIM
  • IN NO EVENT SHALL RILEYAI BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
  • RILEYAI SHALL NOT BE LIABLE FOR ANY TRADING LOSSES, LOST PROFITS, MISSED OPPORTUNITIES, OR MARKET CHANGES

4.1 No Warranty

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

4.2 Excluded Damages

RileyAI shall not be liable for:

5. Indemnification

You agree to indemnify, defend, and hold harmless RileyAI, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including attorney's fees) arising from:

6. Service Availability

6.1 No Guarantee of Availability

We do not guarantee that the Service will be available at all times. The Service may be interrupted due to:

6.2 Service Modifications

We reserve the right to:

6.3 No Liability for Downtime

RileyAI shall not be liable for any losses resulting from service interruptions, including interruptions during market hours or critical trading periods.

7. User Representations

By using RileyAI, you represent and warrant that:

8. Prohibited Uses

You agree NOT to:

9. Intellectual Property

9.1 Our Property

All content, features, and functionality of RileyAI, including but not limited to:

Are owned by RileyAI and protected by copyright, trademark, and other intellectual property laws.

9.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to use RileyAI for your personal, non-commercial trading education purposes, subject to these Terms.

9.3 Restrictions

You may not:

10. Subscription and Payments

10.1 Pricing

Current pricing is displayed in the Service. We reserve the right to change pricing with 30 days' notice to existing subscribers.

10.2 Billing

Subscriptions are billed in advance on a recurring basis (monthly or annually). You authorize us to charge your payment method automatically.

10.3 Cancellation

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the current billing period.

10.4 Refunds

We generally do not provide refunds for partial subscription periods. Exceptions may be made at our sole discretion.

11. Account Termination

11.1 By You

You may terminate your account at any time by contacting us or using account settings.

11.2 By Us

We may suspend or terminate your account at our sole discretion for:

11.3 Effect of Termination

Upon termination:

12. Dispute Resolution

12.1 Informal Resolution

Before filing any formal dispute, you agree to contact us at legal@askrileyai.com and attempt to resolve the dispute informally for at least 30 days.

12.2 Binding Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms or the Service shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules.

12.3 Class Action Waiver

YOU AGREE TO RESOLVE DISPUTES WITH US ON AN INDIVIDUAL BASIS ONLY. You waive any right to participate in a class action, class arbitration, or representative action.

12.4 Exceptions

Notwithstanding the above, either party may:

12.5 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to conflict of law principles.

13. General Provisions

13.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and RileyAI regarding the Service.

13.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

13.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

13.4 Assignment

You may not assign your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations without restriction.

13.5 Notices

We may provide notices to you via email, in-app notification, or by posting on the Service. You may provide notices to us at legal@askrileyai.com.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by:

Your continued use of the Service after changes take effect constitutes acceptance of the modified Terms.

15. Contact Information

For questions about these Terms, please contact us:

By using RileyAI, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.